How do I use the insurance system in Escape From Tarkov?

To use the insurance system in Escape From Tarkov, you need to insure your items before going into a raid. If your items are not found in the raid, you can reclaim them from the insurance system. Make sure to insure valuable items for a better chance of getting them back.

Understanding the Insurance System in Escape From Tarkov

The insurance system in Escape From Tarkov is a valuable feature that can help players recover their lost items after a failed raid. To use the insurance system effectively, you need to understand how it works within the game's mechanics.

Initiating the Insurance Process

After losing items in a raid, you have a limited window to retrieve them via the insurance system. To start the process, you need to open the Traders menu, select the Messenger option, and then navigate to the insurance tab. Here, you can see a list of items available for recovery, based on whether you insured them before the raid.

Insuring Items Before a Raid

Prior to heading into a raid, you can insure your items by visiting the Traders menu and selecting the Prapov or Therapist option. From here, you can choose to insure specific items within your inventory. It's important to note that insurance comes at a cost, depending on the value of the items being insured and the duration of coverage.

Claiming Insured Items

Once you've identified which items are available for recovery through insurance, you can select them and initiate the claim. The process may take some time, so it's crucial to be patient while the system processes your request. If successful, your items will be returned to you in an insurance pouch in your stash.

Limitations and Considerations

While the insurance system in Escape From Tarkov can be a lifesaver, there are limitations and factors to consider. Not all items are insurable, and some high-value or rare items may not be covered by insurance. Additionally, insurance does not guarantee the return of your items, as there is always a chance they may be looted by other players during the raid.

Strategies for Maximizing Insurance Benefits

To make the most out of the insurance system, consider insuring valuable items that you cannot easily replace. Weapons, armor, and rare loot are good candidates for insurance coverage. It's also wise to insure your gear before embarking on high-risk raids or engaging in intense firefights where the likelihood of losing items is higher.

Conclusion

In conclusion, the insurance system in Escape From Tarkov offers players a way to potentially recover lost items and minimize the impact of failed raids. By understanding how to initiate the insurance process, insuring items strategically, and managing expectations regarding coverage limitations, players can make the most out of this feature in the game.

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